Loan Services โ€” AL-AHAD Loan Agency | Loans, Credit Cards, Insurance & Financial Services
Loan Services

Find the right loan,
without the guesswork.

Fourteen loan types across RBI-registered banks and NBFCs. Check eligibility, rates and documents upfront, then apply with an advisor by your side.

Popular loans

*Starting rates. Your advisor confirms the exact offer after reviewing your profile.

โ‚น500Cr+Loans disbursed
14Loan types offered
24โ€“48 HrsAvg. approval time
1,000+Loans approved
01 โ€” Loan Types

14 loan types, one dedicated advisor

Tap any loan below for full details: eligibility, documents, interest rate and tenure, before you apply.

02 โ€” Why Choose Us

Loans handled with clarity, not confusion

Every loan we offer is backed by verified lenders, transparent terms and an advisor who actually picks up the phone.

4.9 rated by 1,000+ borrowers
01

RBI-Registered Lenders

Every bank and NBFC on our panel is licensed and verified. No unregistered lenders, ever.

02

Transparent Pricing

Interest rates, processing fees and charges are disclosed upfront, with no surprises at disbursal.

03

Fast Turnaround

Most eligibility checks are completed within 24 hours, with disbursal following in days, not weeks.

04

Dedicated Advisor

One point of contact from application to disbursal, with no bouncing between departments.

03 โ€” Documents

Keep these ready and your application moves faster

Requirements vary by loan type and lender. Your advisor confirms the exact list once you share your profile.

Identity & address

  • PAN card
  • Aadhaar card
  • Passport-size photograph

Income & banking

  • Salary slips or ITR (2 years)
  • Bank statements (6โ€“12 months)
  • Existing loan statements, if any

Property & business

  • Property title documents
  • GST returns and registration
  • Udyam / MSME certificate
04 โ€” Who We Help

Loans for every kind of borrower

Whether you earn a salary, run a business or farm the land, there is a loan built around your income.

Salaried professionals

Quick approvals on personal, home and vehicle loans based on your salary slips.

Business owners

Working capital, MSME and OD/CC lines sized to your turnover and cash flow.

Farmers

Tractor and agri loans with harvest-aligned EMIs and simplified paperwork.

Students & families

Education loans with a moratorium during the course and easy repayment later.

05 โ€” How It Works

From application to disbursal, in four steps

A simple, transparent process with a dedicated advisor guiding you at every stage.

01

Choose your loan

Pick the loan type that fits your need and share a few basic details. It takes under two minutes.

02

Get matched & verified

An advisor reviews your profile, shortlists lender offers and verifies your documents.

03

Compare & apply

Compare rates and terms across lenders, then apply digitally with document upload.

04

Approval & disbursal

Once approved, funds go directly to your account, with support after too.

06 โ€” Plan Ahead

Know your EMI before you apply

Get an instant estimate of your monthly payout for any loan amount and tenure. No signup, and no impact on your credit score.

  • Rates starting from 8.4%* p.a.
  • No prepayment penalty after 6 EMIs
  • Instant, no-obligation estimate
EMI Calculator
Loan amountโ‚น25,00,000
Tenure10 years
Estimated EMIโ‚น28,450/mo
Apply now
07 โ€” Customer Stories

What our borrowers say

Real experiences from people who financed their needs through our loan network.

โ€œ

Got my home loan approved in under a week. The advisor explained every clause clearly on a call, with no vague answers at all.

Rohit SharmaHome Loan Borrower
โ€œ

Transferred my existing loan to a lower rate in a few days. The EMI dropped noticeably and the process was fully digital.

Priya NairBalance Transfer Customer
โ€œ

Needed a business loan quickly for inventory. Got matched with a lender and disbursed within five working days.

Suresh PatilBusiness Loan Borrower
08 โ€” FAQs

Loan questions, answered

Common questions borrowers ask before applying. Still unsure? Talk to a dedicated advisor.

Your rate depends on the loan type, amount, tenure, your credit score and repayment history. The rates shown are starting rates, and your advisor confirms the exact offer after reviewing your profile.

Yes, most loans allow prepayment or foreclosure after a minimum number of EMIs. Charges, if any, vary by lender and loan type, and are disclosed upfront before you apply.

Your advisor will explain the reason and, where possible, suggest an alternate lender, loan type or a plan to improve your eligibility before you reapply.

Not always. It depends on the loan type and your income profile. Education loans typically require one, while personal and gold loans usually don't.

09 โ€” Get Started

Not sure which loan fits you?

Talk to a dedicated advisor and get matched to the right loan in minutes.

Talk to an advisor

Home Loan

Loan details

Key Features
    Eligibility
      Documents Required