Insurance, CIBIL & Verification โ€” AL-AHAD Loan Agency
Insurance ยท Credit ยท Verification

Protect it, check it,
verify it.

Insurance plans compared across top providers, credit score checks across all four bureaus, and instant identity verification, all handled by one advisor.

Insurance plans5
Credit bureaus4
Verification checks6
PAN services4
01 โ€” Insurance

Motor insurance, instant and transparent

Compare two-wheeler and car cover from trusted insurers. Renew in minutes, with the policy delivered to your inbox.

  • 01Two Wheeler InsuranceInstant
  • 02Car InsuranceCompare
  • 03Bike Insurance (Digital & Instant)Digital
  • 04Car Insurance (Instant Renewal)Renewal
  • 05Motor Insurance (Third Party & Comprehensive)Full cover
Get a quote
02 โ€” CIBIL & Score

See your score across every bureau

Check your credit report from all four major bureaus. You get a clear picture before your next loan or card application.

EquifaxCredit score check
ExperianCredit score check
CRIFHigh Mark score
TransUnionCIBIL score check
Check my score
03 โ€” Verification

Identity checks in minutes, not days

Verify your documents digitally. Each check is confirmed before any offer is made, so your details stay accurate and secure.

PAN Card Verification
Bank Account (Penny Drop)
Driving Licence Verification
Voter ID Verification
Passport Verification
Vehicle RC Verification
Start verification
04 โ€” PAN Card

New PAN, correction or resume

Apply for a new PAN with Aadhaar or with photo and signature, correct an existing record, or resume an application you started earlier.

  1. New PAN card (Aadhaar based)
  2. New PAN card (photo and signature)
  3. PAN correction or update
  4. Resume a PAN application
Apply for PAN
05 โ€” Insurance Guide

What to check before you buy a policy

Two plans with the same premium can pay very differently at claim time. These are the points we review with you before you pick a cover.

Insured declared value (IDV)

For vehicles, IDV is the amount you get if the vehicle is totally lost or stolen. A higher IDV means higher premium, but better protection.

Claim settlement ratio

Shows what share of claims an insurer settled in a given year. Compare this before you choose a provider, not just the price.

Cashless garage network

Check whether the insurer has garages or hospitals near you. This decides how easily you can get a cashless repair or treatment.

Useful add-ons

Zero depreciation, engine protection, roadside assistance and return to invoice are common add-ons. Pick only what fits your usage.

No-claim bonus

If you don't claim in a year, your premium discount grows. Keep this in mind before filing small claims on your own vehicle.

Renewal on time

A lapsed policy can lose your no-claim bonus and may need a fresh inspection. Set a reminder a few weeks before expiry.

06 โ€” Step by Step

How to get your insurance policy

From your first message to a policy in your inbox, usually in one working day for standard plans.

01

Share your details

Tell us the vehicle or the person to be covered, along with the registration number or age, and your city.

02

Compare quotes

We show plans from verified insurers side by side, with premium, cover, deductibles and cashless network clearly listed.

03

Choose cover and add-ons

Your advisor helps you pick the right IDV and add-ons, so you pay only for protection you actually need.

04

Pay and receive policy

Pay securely online. The policy document comes to your email and WhatsApp, and we remind you before renewal.

07 โ€” Step by Step

How your credit score check works

A score check is quick and does not affect your score when done through us for a basic review. Here is the full process.

01

Share PAN and basic details

Your name, date of birth, PAN and mobile number are needed to find your report across the bureaus.

02

Give consent

You approve the check in writing. We never pull a report without your permission.

03

Get reports from all bureaus

You see your score and history from CIBIL, Equifax, Experian and CRIF High Mark in one place.

04

Understand and improve

Your advisor explains what is lowering your score, and gives a practical plan before you apply for a loan or card.

08 โ€” Step by Step

How identity and PAN verification is done

Verification is required for loans, insurance and bank accounts. We keep it simple and secure.

01

Submit PAN

Enter your PAN number and the name exactly as it appears on the card.

02

Automatic check

The PAN is matched against official records to confirm that the number is valid and active.

03

Address and ID proof

If needed, upload Aadhaar or another ID for address verification. Your documents are kept secure.

04

Confirmation

You get a confirmation message, and your advisor tells you which service can now go ahead.

Need help with more than one of these?

One advisor can handle your insurance, score check and verification together.

Talk to an advisor